Private Credit Infrastructure
Streamlined private credit operations with blockchain-based settlement.
The Challenge
A mid-sized private credit fund managing $800M in assets struggled with operational inefficiencies in loan origination, servicing, and settlement. Manual processes led to 15-20 day settlement cycles, frequent reconciliation errors, and limited transparency for investors. The firm needed a blockchain-based infrastructure to streamline operations, reduce counterparty risk, and provide real-time portfolio visibility.
Our Approach
We designed and implemented a permissioned blockchain network using enterprise-grade distributed ledger technology: • Smart contract-based loan lifecycle management (origination → servicing → settlement) • Automated payment waterfalls with programmable distribution logic • Real-time NAV calculations and investor reporting • Integration with traditional banking rails for fiat on/off ramps • Multi-signature governance for critical operations • Encrypted data storage with role-based access control • API layer for third-party integrations (accounting systems, data providers) The solution was deployed in a phased approach, starting with a pilot cohort of 20 loans before scaling to the full portfolio.
Business Impact
Processed $320M in private credit transactions with 99.9% uptime, reducing operational costs by $2.4M annually and improving investor reporting from monthly to real-time.
Technology Stack
"The blockchain infrastructure has revolutionized our operations. We now settle loans in days instead of weeks, and our investors have unprecedented transparency into their portfolios. The ROI on this project was achieved in under 18 months through operational savings alone."