Private Credit Infrastructure
Streamlined private credit operations with blockchain-based settlement.
The Challenge
A mid-sized private credit fund managing $800M in assets struggled with operational inefficiencies in loan origination, servicing, and settlement. Manual processes led to 15-20 day settlement cycles, frequent reconciliation errors, and limited transparency for investors. The firm needed a blockchain-based infrastructure to streamline operations, reduce counterparty risk, and provide real-time portfolio visibility.
Our Approach
We designed and implemented a permissioned blockchain network using enterprise-grade distributed ledger technology: • Smart contract-based loan lifecycle management (origination → servicing → settlement) • Automated payment waterfalls with programmable distribution logic • Real-time NAV calculations and investor reporting • Integration with traditional banking rails for fiat on/off ramps • Multi-signature governance for critical operations • Encrypted data storage with role-based access control • API layer for third-party integrations (accounting systems, data providers) The solution was deployed in a phased approach, starting with a pilot cohort of 20 loans before scaling to the full portfolio.
Business Impact
Processed $320M in private credit transactions with 99.9% uptime, reducing operational costs by $2.4M annually and improving investor reporting from monthly to real-time.